Jamg'arma va investitsiya: inglizcha iboralar (B2)
Vaziyat: Moliyaviy maslahatchi bilan birinchi jamg'armalaringizni qayerga qo'yishni muhokama qilyapsiz. Bu sahifada shu vaziyat uchun 5 ta inglizcha ibora — o'zbekcha tarjimasi, izohi va misoli bilan, namuna dialog va qisqa mashq.
5 ta asosiy ibora
I've managed to save a bit, but I don't know what to do with it.
Biroz pul yig'dim, lekin u bilan nima qilishni bilmayman.
manage to + fe'l — uddalamoq, erishmoq (qiyinchilik bilan). save — pul yig'moq. what to do with it — u bilan nima qilish (savol so'zi + to + fe'l).
I'm not comfortable with high-risk investments.
Yuqori xavfli investitsiyalar menga to'g'ri kelmaydi.
comfortable with — ...ga ko'nglim to'q, ma'qul (with bilan). high-risk — yuqori xavfli: otdan oldin defis bilan. investment — sarmoya.
How would inflation affect my savings over time?
Vaqt o'tishi bilan inflyatsiya jamg'armalarimga qanday ta'sir qiladi?
affect — ta'sir qilmoq (fe'l), effect — ta'sir (ot): have an effect on. "affect on" — xato. over time — vaqt o'tishi bilan.
Would it make sense to spread my money across different investments?
Pulimni turli investitsiyalarga bo'lib qo'yish mantiqqa to'g'ri keladimi?
make sense — mantiqqa to'g'ri kelmoq ("have sense" — kalka). spread across — ...ga taqsimlamoq: xavfni kamaytiradi. different investments — turli sarmoyalar.
I wish I'd started saving a few years earlier.
Qani endi bir necha yil oldinroq pul yig'ishni boshlagan bo'lsam.
wish + had + V3 — o'tmishdan afsus: I wish I'd started (boshlamaganman). start + -ing: started saving. "I wish I would have started" — xato.
Namuna dialog
Bu namuna: darsdagi 5 ibora suhbatda ketma-ket qanday ishlatilishini ko'rsatadi. Suhbatdosh — a financial adviser meeting a young client for the first time. Ustoz bilan haqiqiy suhbatda savol va javoblar boshqacha bo'lishi mumkin.
- Siz: I've managed to save a bit, but I don't know what to do with it. — Biroz pul yig'dim, lekin u bilan nima qilishni bilmayman.
- Suhbatdosh: I see. — Tushunarli.
- Siz: I'm not comfortable with high-risk investments. — Yuqori xavfli investitsiyalar menga to'g'ri kelmaydi.
- Suhbatdosh: Right. — Shunday.
- Siz: How would inflation affect my savings over time? — Vaqt o'tishi bilan inflyatsiya jamg'armalarimga qanday ta'sir qiladi?
- Suhbatdosh: (javob beradi)
- Siz: Would it make sense to spread my money across different investments? — Pulimni turli investitsiyalarga bo'lib qo'yish mantiqqa to'g'ri keladimi?
- Suhbatdosh: (javob beradi)
- Siz: I wish I'd started saving a few years earlier. — Qani endi bir necha yil oldinroq pul yig'ishni boshlagan bo'lsam.
Grammatika: I wish I'd started — o'tmishdan afsus
O'tmishdagi ishdan afsus — wish / if only + Past Perfect: I wish I'd started saving earlier. If only I hadn't spent it all. Hozirgi holatdan afsus — wish + Past Simple: I wish I earned more. "I wish I would have started" — xato. Kelajak haqida umid — wish emas, hope: I hope prices go down.
- I wish I'd listened to my father's advice. — Qani endi otamning maslahatiga quloq solgan bo'lsam.
- If only I hadn't bought that car. — Qani endi o'sha mashinani sotib olmagan bo'lsam.
- I wish I earned a bit more. — Qani endi biroz ko'proq maosh olsam.
Mashq qiling
5 ta savol. Javobni tanlang yoki yozing va «Tekshirish»ni bosing.