Kredit olish: inglizcha iboralar (B2)
Vaziyat: Bankda kichik biznes uchun kredit olish shartlarini aniqlashtiryapsiz. Bu sahifada shu vaziyat uchun 5 ta inglizcha ibora — o'zbekcha tarjimasi, izohi va misoli bilan, namuna dialog va qisqa mashq.
5 ta asosiy ibora
What would the monthly repayments come to?
Oylik to'lovlar qancha bo'ladi?
come to — (jami) ...ni tashkil qilmoq: The total comes to 200 dollars. repayments — qarzni qaytarish to'lovlari. would — muloyim, taxminiy savol.
Is the interest rate fixed or variable?
Foiz stavkasi qat'iymi yoki o'zgaruvchanmi?
interest rate — foiz stavkasi (interest bu yerda "qiziqish" emas!). fixed — qat'iy, o'zgarmas; variable — o'zgaruvchan.
Are there any hidden fees I should be aware of?
Men bilishim kerak bo'lgan yashirin to'lovlar bormi?
hidden fees — yashirin to'lovlar. be aware of — ...dan xabardor bo'lmoq (of bilan). Gap oxirida predlog — inglizchada tabiiy: fees I should be aware of.
What happens if I repay the loan early?
Kreditni muddatidan oldin to'lasam nima bo'ladi?
repay — qaytarib to'lamoq (pay back). early — muddatidan oldin. What happens if ...? — Present Simple: qoida haqida so'rash; if dan keyin will yo'q.
I'd rather borrow less than take on too much risk.
Ortiqcha xavfga borgandan ko'ra, kamroq qarz olganim ma'qul.
would rather + fe'l + than + fe'l — ...dan ko'ra ...ni afzal ko'raman, to siz ("I'd rather to borrow" — xato). take on risk — xavfni zimmaga olmoq.
Namuna dialog
Bu namuna: darsdagi 5 ibora suhbatda ketma-ket qanday ishlatilishini ko'rsatadi. Suhbatdosh — a bank loan officer reviewing a small business application. Ustoz bilan haqiqiy suhbatda savol va javoblar boshqacha bo'lishi mumkin.
- Siz: What would the monthly repayments come to? — Oylik to'lovlar qancha bo'ladi?
- Suhbatdosh: (javob beradi)
- Siz: Is the interest rate fixed or variable? — Foiz stavkasi qat'iymi yoki o'zgaruvchanmi?
- Suhbatdosh: (javob beradi)
- Siz: Are there any hidden fees I should be aware of? — Men bilishim kerak bo'lgan yashirin to'lovlar bormi?
- Suhbatdosh: (javob beradi)
- Siz: What happens if I repay the loan early? — Kreditni muddatidan oldin to'lasam nima bo'ladi?
- Suhbatdosh: (javob beradi)
- Siz: I'd rather borrow less than take on too much risk. — Ortiqcha xavfga borgandan ko'ra, kamroq qarz olganim ma'qul.
Grammatika: He asked me how much I wanted ...
Birovning savolini yetkazganda so'roq tartibi yo'qoladi va zamon bir qadam orqaga suriladi: "How much do you want to borrow?" → He asked me how much I wanted to borrow. Ha/yo'q savol — if yoki whether: He asked if I had a guarantor. Xatolar: "He asked me how much did I want", "He asked me do I have".
- She asked how long I had been running the business. — U biznesni qancha vaqtdan beri yuritayotganimni so'radi.
- He asked whether the rate was fixed. — U stavka qat'iymi, deb so'radi.
- They asked me what I needed the money for. — Ular pul nima uchun kerakligini so'rashdi.
Mashq qiling
5 ta savol. Javobni tanlang yoki yozing va «Tekshirish»ni bosing.